Many people think that if they have bad credit, poor credit or a low credit score they will be unable to get a mortgage. This isn’t the case. There are also many myths circulating about what mortgage companies will allow and what they won’t allow when it comes to bad credit. The main reason for this is that people often only talk to one bank, and learn about that bank’s policies. Let’s have a good discussion of the terms and conditions that you are subject to when qualifying for a Mortgage.  Work with Cindy Janisch to improve your credit or strengthen your mortgage application in other area’s.