Getting a mortgage is complicated. But with Cindy Janis’s services, it doesn’t have to be, because Cindy is the best Edmonton mortgage broker. Cindy began working in the banking industry in 1999, and for the past fifteen years, she has been working in the Financial Services Industry, providing top-notch services to Edmonton and its surrounding areas.
Working as a Mortgage Associate with Verico Mortgage Tailors, Cindy knows how to decipher your individual mortgage financing needs. She can work with lenders and negotiate on your behalf. Specifically, Cindy will offer you the best choice of mortgage options, this includes:
If you are ready to close on your next home, let us arrange the mortgage financing on your behalf.
Are you a first-time buyer? The residential property you are about to purchase is probably the largest single purchase.
Have you hit a credit crunch ? High interest debt on credit cards can create a lot of stress.
Cindy’s services are diverse and reliable. She’s been in the business for a long time, so she knows what she’s talking about. Not only are Cindy’s services reliable, they are also efficient. If you’re a homeowner who is trying to get a residential mortgage, Cindy can usually get you the best rate within 24 hours. Moreover, even if you have a history of bad credit, it is still possible that Cindy can help you achieve your goals of homeownership. Although a fee might be required to purchase or to refinance your home with bad credit, Cindy can still help you navigate your way out of a complicated situation. No matter what, Cindy makes it easy for you to buy a home, because she knows the business—its terminology, the people that are important in the industry, and the specifics of the documentation that you’ll need to buy a home. Instead of navigating a complicated industry by yourself, Cindy can assist you through the entire process, making it incredibly easy to secure your family’s home.
A mortgage is a type of loan, which is typically used to purchase a home. When you have a mortgage, that means you have borrowed money in order to purchase your home. If you do not repay your mortgage, your home can be taken away. Therefore, it’s important to negotiate the best mortgage, and that’s what Cindy knows how to do. When you have a mortgage, you become a homeowner, and there are many perks to homeownership. For example, homeowners can renovate as they please, build equity, and are in control of where they live. It’s daunting to move from the status of renter to homeowner, and it’s complicated to understand the process and what you can afford—Cindy will make it easier for you, because she has fifteen years of experience.
Mortgages comprise a fixed payment, and an allotted time period that your fixed payment will be paid. If you want to add another person to your mortgage or take someone off your mortgage, refinancing is the right choice. Moreover, you can refinance your mortgage to alter the terms of your mortgage—for example, changing your 30 year mortgage to a 15 year mortgage. You might want to refinance your mortgage if you are interested in lowering your interest rate, as well. As an Edmonton mortgage broker, Cindy is ready to help you negotiate your mortgage, so that you have the most fair rate.
It is important to be re-qualified for a mortgage. Cindy will help you through the steps that are required to become qualified. You will have to provide Cindy with a verification of income, and you’ll have to have a thorough credit check. If you are pre-qualified before you start looking for your home, then you are prepared to start making offers. Because this purchase might be the largest of your life, it is vital that you have someone that knows what they’re doing walk you through the process. Because Cindy is one of the best Edmonton mortgage brokers, she will provide you with knowledge and quality service that you can trust. Cindy cares about your family, and everyone’s needs are different, so with Cindy, you’ll be offered services that are specific to you. You’ll be informed every step of the way, so even if you’re a first-time home buyer, you don’t have to be nervous with Cindy guiding you through the process.
You might think that you have it all under control, especially if you’ve bought a house before. Although it’s easy to think you can handle buying a home by yourself, the market is always changing, and you can’t be sure the conditions of today’s marketplace are the same as they were when you bought your other properties. It’s never a bad thing to be extra cautious, so even if you’ve purchased a home before, Cindy will ensure that you have explored all of your options. That way, you can still make an informed decision, even if you’ve bought a house before. What if I Want to Build My Own Home? Don’t worry, you don’t have to purchase a preexisting home if you work with Cindy. You can act as your own general contractor, and still have access to state of the art services with Cindy. For more specific information on the specificities of building your own home, call Cindy or get a quote online.